Wall of love for Dividend Titan Diligence

Before joining Diligence, I didn’t have a portfolio or a clear investing strategy. I found myself buying into whatever was hyped up, without properly assessing the risks involved. I chose to join Diligence because I wanted regular updates on the markets, opportunities to enhance my investing knowledge, and a community to exchange value investing ideas with. Through Diligence, Willie consistently shares insights on market trends, investment ideas, and guidance on becoming a disciplined investor. What I appreciate most is Willie's thorough research on companies and their intrinsic value. It has been incredibly helpful for me to compare his findings with my own views and notes, supporting my journey to invest in great companies. I’m extremely proud that Willie’s advice, along with the support of the community, has instilled patience and discipline in my investment approach. So far, I am very happy with the results.

I have been investing/ trading since early 2000s; later by some stroke of luck, I joined the fund management industry in 2006, and benefited immensely from the institutional experiences. Yet, despite all these years of institutional and personal investing, my personal portfolio was still messy towards the end of 2022. Then, my father passed away in early 2023. His passing shook the family hard. Upon reviewing his portfolio, I quickly realised that my father had been quietly practising Dividend Investing. I resolved to follow his footsteps closely, largely because I learnt - through the HARD way - that the numerous ventures I explored earlier failed to pan out. Dividend investing is likely to be the most consistent way of building wealth. Therefore, I swiftly reconnected with Dividend Titan (also my industry friend) and became his subscriber. My aim was to fast-track the rebuilding of the Yeo’s family portfolio (by generating passive income from dividends). Fast forward to today, I am pleased to mention that the passive income more than cover my basic household expenses. For those still pondering over joining, I would say this-> when you join Diligence Wealth Club, you also gain access to a community of like-minded investors who believe in Dividend Investing as a consistent way of building wealth. Therefore, you benefit by being part of the Diligence community. Wish everybody success in their journey towards financial freedom!

I have been investing for over 30 years, and would rate Willie as a very sound advisor, who is straightforward and tells it like it is. Firstly, he looks at fundamentals closely so many of his stock picks are sound companies with good dividend income, and that was my first impression that Diligence picked safe companies with good dividends for long term. But the other thing about Willie is he spots undervalued gems early ... that do compound over time. Some of his stock recommendations which I bought like Amex, ST Eng and TSM more than doubled in 3-4 years; while others like Sing banks, MPACT, Visa, and several China companies have also returned strongly in the last 1-2 years. Of course, not every stock pick will perform well, or might take more time, but 80-90% of the ideas have done well for me, which I believe is a very good track record.

I have been a Diligence member for the last few years, and I would say I have learnt a lot and gained a lot of insight from Willie. His analysis on a company, the method of dissecting the company's financial numbers & reports, his macroeconomic view, risk management method and not to forget all the stock ideas. These provide me with knowledge & confidence to construct my portfolio, also providing view on the market opportunity often from different angles. Definitely an invaluable source of research and rich with information!!

I was first exposed to investing as a concept by reading about the FIRE movement where one buys index funds. At that point, I had been trying to come back from a huge financial disaster of close to 300k in my late 20s from business. Jumped to a new industry with a stroke of luck and hence this idea of wealth preservation and accumulation became one of the core focus. I started out with the simplest of all things - CPF, then a bit of index funds/unit trusts. There are many ppl who denounce stock picking and I didn’t want to risk my monies, so I did that for a few years until 2023 when I first heard about “dividend investing” from another popular sgrean investor. I attended the “training” which is totally overpriced and all he does is teach you to look at 3 main indicators to filter out those stocks. That’s it. First 3 days of the course are things u can read yourself from YouTube University. (I think YT taught me more…) Anws, it’s all part of a learning process so no regrets. At the end of 2023, I bought my first batch of stocks ever in sg blue chips. While reading I came across dividend titan and I find the whole approach to investing very practical and sound. I knew nothing abt other markets because I started out w SG stocks which consist primarily of REITs and bank stocks. The strategy of diversification within the most solid blue chips sprinkled w growth stocks sounds like a balanced plan to me. Having suffered such a big blow to me prior, I wanted to make sure that the person behind it is right. That he or she has the heart in the right place and this is not a scam. I am very happy I made the right judgment this time. Well researched pieces content. The strategy of having a certain percentage of allocation and buying stocks within the right price limit, undervalued companies w a moat/growing dividends, makes a LOT of sense. Tested it out myself and with luck on my side, my portfolio has done pretty well in last year. I still have a long way to go and much much much more to learn. Investing is not a betting game. And there’s no get rich quick schemes being run here. I’ve learnt that investing is like a mirror. It reflects one’s innermost desires and character to some extent. Do you quit when market crashes? How do you hold your emotions during downturn? Ironically, it’s through this journey that I realised why I had failed previously - I was too anxious for results. Sometimes in life, we just gotta wait for the tides to come while we get ourselves ready. Finally, I hope we all get rich. 恭喜发财

Hello Willie, Before I joined Diligence, I often found myself struggling to determine which stocks to buy, sell, or hold. I relied on questionable advice from friends and made impulsive decisions based on articles that recommended certain stocks without proper research. Thanks to your guidance, I have adopted a disciplined, research-based approach to investing. I now focus on long-term wealth compounding rather than chasing short-term gains. You’ve also helped me refine my portfolio, giving me the clarity and confidence to make informed decisions about which stocks to keep and which to buy. I’ve seen steady progress toward my financial goals, and Diligence has truly transformed my investing journey. I wholeheartedly recommend it to anyone serious about growing their wealth.

I've joined various investment courses before Diligence and found them too time consuming and stressful. Decided to join Diligence because Willie's style of dividend investing for passive income suits me. With his guidance I'm able to find clarity in looking at my portfolio and reallocating for maximum dividend returns. Thus achieving my goal of passive income for my retirement with confidence. Since joining Diligence my focus have changed from chasing the "hot" stocks to stable income focus stocks. My biggest results will be the ability for me to let go of underperforming stocks with a loss (painful but necessary) and reallocating them to achieve my long term objective of financial independence. Even a good player will need a coach. So if you are hesitating why not give yourself a chance to be better at achieving your own goals by letting Willie guide you.

I didn’t have a systematic approach, resources and knowledge to build a stock portfolio from scratch for decades till I chanced upon Willie(Dividend Titan) two years ago. I took the leap of faith to be a Diligence Subscriber since April 2024. Under guidance of Willie, I have since built a diversified portfolios with confidence and started collecting five figures dividends within 12 months. I even funded many memorable holidays with my family with the new passive income stream. It is something I couldn’t achieve on my own for decades. I strongly recommend anyone who wants to build passive income to be a Diligence Subscriber. ‘Sometimes, investing can be simple.” ~ Willie Keng, Founder of DT

Willie is methodical in his coaching and personalizes the necessary strategies specific to your context, situation and where you are currently in your investing journey. He has given me the confidence to start my investing journey meaningfully and shares practical and actionable steps I can take to my portfolio. Thanks Willie!

Diligence is providing useful ideas about investments whether through abundant recommended readings, regular selection of individual stocks or updated portfolios building. As a non Asian investor, Diligence ideas about China were generally very profitable.

I would like to share my positive experience with Diligence and the transformative impact their coaching has had on my investment journey. The 1-on-1 private coaching session provided invaluable insights into analyzing my portfolio, and the personalized advice I received helped me make informed decisions that focused on retirement planning and building a robust portfolio. With the monthly webinars sessions, I gained a deeper understanding of investment strategies specifically designed for dividend growth and stability. Empowering me to create a portfolio that aligns with my retirement goals. I highly recommend Diligence to anyone looking to enhance their investment knowledge and strategically prepare for retirement. Thank you, Willie, for your outstanding support and guidance!

Hi My name is Han How Fong. I am a retiree. I joined Dividend Titan at around end of 2023. I like Willie Keng's investment philosophy and strategies which are value investing. He conducts in-depth analysis of the financial statements of companies and looks out for under-valued companies to invest in. He provides safety limits in prices of stocks which he recommends and analyses risk of each stock in his monthly newsletter and diligence stock watchlist. This approach in investing resonated with me. In January 2024, Willie had a one to one private coaching session with me to conduct a review of my portfolio. He did this in a friendly, professionally and insightful manner. I told him I wanted help to grow my portfolio and dividend income to around 6% per year. My portfolio in 2023 gave me a return of 4.1%. He gave recommendations of about 10 equities to buy and a few equities to switch out. Before I joined Dividend Titan, I only invested in the Stock Exchange of Singapore. Willie recommended a few shares from Hong Kong Stock Exchange that I could buy to improve my dividend yield. I took his advice and this turned out well. When I had another face to face private coaching with Willie in November 2024, the dividend yield from my portfolio has grown to about 5.4%. With this 2nd round of coaching and following Willie's advice, I am confident that I will be on track to achieving my goal of a 6% yield in dividend income. Thank you Willie and this has been a fruitful journey for me.

I first came across Willie through his insightful blog on stock investment. During the COVID-19 pandemic, I reached out to him via his blog, seeking his guidance. To my surprise, he responded almost immediately and offered to have a Zoom meeting with me. During our call, he patiently explained how to get started with investing and assured me that I could reach out to him anytime with questions without expecting anything in return. Months later, I discovered that Willie offers a Diligence membership. Given the invaluable help he had already provided, I didn't hesitate to sign up. Willie has been instrumental in helping me build and manage my investment portfolio. He is incredibly generous with his information, openly sharing his own portfolio and discussing both his successes and failures. His analysis is thorough, and he provides clear recommendations on buying shares up to certain prices. I highly recommend Willie to anyone seeking knowledgeable and generous guidance in stock investment. His dedication, transparency, and willingness to help truly set him apart.

Prior to joining Diligence, I was trading on my own. As a working professional, I don't have the luxury of doing massive research and monitoring the markets. The monthly updates really comes in handy. The portfolio review by Willie really helps to confirm my my dividend investing journey. On top of it, I am also opening up to investing in HKG/CHN as well as US markets due to the massive research info provided by Willie. I really appreciate Willie being very patient and genuinely willing to help to achieve my investing goals. What I find most useful other than the regular updates of market changes, is the notification whenever he made a trade which allows me to take notice and decide if I would like to follow suit too. This is one of my most costly subscriptions but also the most useful. I would continue to be a subscriber as long as Diligence is managed by Willie.

I looked around for two years before joining Willie Keng’s Diligence group. There are several investment analysts in Singapore offering this service; I am sure all have their merits. I followed the free offerings of a few of these investment advisors for many months trying to get a sense of their style, their stance in this business; what is at the core of what they offer? We live in a world where trust is the most eroded, diluted, commoditized and abused concept but is still essential in this arena. Any hype, gloss or over embellishment I choose to avoid. The Diligence investor group has for me a distinctive style, as an older person (60’s+) it stands for old fashioned values, the offering is not complicated. You get a great package of clear recommendations that are always backed up with sound methodology and analysis. Around all of this is Willie’s wrapper of honesty and integrity. I look forward to our Diligence monthly webinar, Willie’s purpose and dedication shine through. It is always interesting, well-argued and relevant. He shares with us his world, the world of value investing.

I have followed Willie writings on DT for about two years. They were great readings as Willie writes very well sharing a wealth of information on investing. I then decided to join the DT membership in Oct 2022. Knowing Willie helps me to build a dividend portfolio. I find his watchlists very useful and helps me select the good businesses for my retirement dividend portfolio. Willie’s in depth bottom-up analysis of companies complement our selection from the watchlists. I enjoy and learn from the monthly webinars, the one-on-one portfolio review, weekly sharing on famous investors’ thoughts and writings. It has made investing simple, fun and enjoyable for me.

One thing great about Diligence's membership is its complimentary one-to-one coaching session with Willie. I scheduled a coaching session with Willie, and the experience was extremely rewarding and beneficial to my investment portfolio. My primary goal was to build a portfolio capable of generating passive dividend income during my retirement. Having previously neglected my investment portfolio, it became heavily concentrated in REITs, resulting in significant losses due to underperforming stocks. The decline in stock value and reduced dividend income were impacting my ability to achieve my long-term financial goals. I sought coaching to develop a clear plan to overcome these challenges. I was looking for guidance on replacing underperforming stocks with higher-yielding alternatives and constructing a stable portfolio that could deliver consistent dividend income. Willie was instrumental in helping me achieve these goals. His professionalism and dedication were evident throughout the coaching process. Thanks to his expertise, I am confident in my ability to achieve my financial objectives.

I attended Willie's 1 to1 coaching on 17/9/24. I was surprised when he plucked out 17 counters for weeding. You see these counters were strongly recommended by analysts!! When he showed me the erratic nature of their dividends payout, it suddenly dawn on me why I did not check on their dividends history. Thank you Willie. This is a very important lesson. The experience is invaluable.

I like the deep dive research that Willie provide. It gives me the added confidence to invest in his recommended stocks selection based upon my needs and objective. Through it, I have invested more into the equities assets. In addition, his recommendation is unbiased, not driven by corporate or KPI, which is what I like. His views help me to validate with others views. Highly recommended!

Willie’s sharing has included not just investment but other things in life! 1) looking beyond dividend yield to build a dividend portfolio 2) dont have to always follow the short term trend 3) seek for hidden unloved gem 4) how human psychology can be applied to investing and also problems which we might face in life 5) not just about growing money but able to achieve financial freedom which is INDEPENDENCE

Well, I must said that I have gained a lot after joining Diligence. I am a well verse with trading cause I have attended trading courses. But joining Diligence is very different, it gave me an insight into a more wider prospective of my trading. I have learned value and growth trading and is a short term trading before joining Diligence. With Willie's help I learned how to manage my other side of trading, like dividend trading, how to find gems when others think that it is junk. He teaches the method of how and why he thinks it is a good stock and he does not just preached it, but he practises it. He openly shares what he buys and sells and shared openly his portfolio. One thing unique about him, he does a one to one with you and share his view on your portfolio and does suggestions how to manage it and re-aligned your portfolio so that you put your resources to better position the market. Well I must say that I have gain much in knowledge and doing well with his sharings and insights.

Willie's one-on-one coaching and monthly webinar helped me overcome my busy schedule's challenges in keeping up with market trends and finding investment opportunities. I gained valuable insights on portfolio restructuring and diversification, making Diligence the program I'll stick with for life. Willie's dedication ensures my success in my investing journey. I will highly recommend anyone who is interested in investing to join Diligence!

Willie has been an awesome advisor that is value based and possesses a balanced view. I have benefited from his recommendations and I think he has a great platform and research for savvy investors to leverage upon and decide what is best for their risk reward profile! I learnt so much from Willie. Kudos to him!

I have been a member of Diligence Titan for sometime. I first met Willie was when I attended the online seminar and immediately signed up to be his member after listening to him. He gave me the first impression that he was very different from the others about his research and knowledge of the companies. I have since learned a lot from him in the monthly diligence briefing. I can see that he does a lot of preparation for his briefing and offered very valuable information to us over 2 hours plus in the monthly online briefing. Personally, I am happy to be the member of Diligence Titan and looking forward to many years of his coaching and knowledge sharing.

I have gained knowledge on how to create my retirement portfolio and diversification across countries and sectors. Willie has helped me point me back on track in my investing journey towards financial freedom in my retirement. Willie’s willingness to spend time to help members with customised advice and to continue to check on members to make sure they are on track in their financial goal is most unique and valuable, especially to layman investors like me!

Having attended two Private Coaching Webinar and 1-1 Private Coaching Call, has given me a whole new perspective in looking at stock investing - like a business. Willie's emphasis in picking high quality stocks and actually building and managing that basket of stocks are the two key elements needed to invest successfully, help me as a first step in understanding stock investing. His explanation of the essentials required of a proper portfolio building strategy open my mind in knowing that it is a complex business. No wonder I have been staying away from stock investing for so long. But as a privileged Diligence member, Willie will take away the complexity and provide a proper building strategy. including how to pick the right stocks, at the right price, how much to allocate to a stock. Now I have developed a confident approach to my journey in investing. I am in awe of Willie's knowledge and experience and he has a natural demeanor in keeping me comfortable during our call. He has been patient, kind and thoughtful, the qualities I admired in a young man. Being a Diligence member helps me get "educated" in the most extraordinary and gifted way. I am learning and enjoying the private coaching replays. Thank you Willie, for helping me in my investing journey.